Living in Poland – guide for foreigners

Residence card, PESEL, health insurance, taxes, bank account and driving licence in Poland – explained simply.

Cudzoziemcy

What is Code 95 and how can a foreign truck driver get it in Poland?

Code 95 is the EU driver qualification (CPC) in the driving licence: initial qualification and 35 hours of periodic training every 5 years. Facts for truck and bus drivers.

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What are the emergency numbers in Poland?

Emergency numbers in Poland: 112 (all emergencies), 999 ambulance, 998 fire brigade, 997 police, plus helplines for domestic violence and crisis support.

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Do I have to exchange my foreign driving licence for a Polish one?

Driving licence exchange in Poland: after 185 days of residence you must exchange a non-EU licence; EU/EEA licences are valid while in date. Where to apply and what to take.

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How does health insurance (NFZ) work for foreigners in Poland?

Health insurance in Poland for foreigners: employees and contractors are covered through ZUS contributions; others can buy voluntary NFZ insurance (835.04 zł/month in Q2 2026).

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How can a foreigner open a bank account in Poland?

Opening a bank account in Poland as a foreigner: documents banks usually ask for, EU right to a basic payment account, and tips on fees, IBAN and deposit protection.

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How can a foreigner get a PESEL number in Poland?

How to get a PESEL number as a foreigner in Poland: free of charge, automatic after registering your address for over 30 days, or by application at the commune office.

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How do I register my address (meldunek) in Poland as a foreigner?

Register your address in Poland within 30 days of arrival for stays over 3 months (temporary) or permanently – free, online on gov.pl or at the commune office.

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How do I apply for a residence permit and residence card in Poland?

Residence permit in Poland: apply to the voivode through the MOS system; official fees are 340 zł (temporary stay) or 440 zł (single permit), plus 100 zł for the card.

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How do foreigners file taxes (PIT) in Poland?

Taxes for foreigners in Poland: tax residency (centre of vital interests or over 183 days), PIT deadline 30 April, rates 12% and 32%, and where to file online (Twój e-PIT).

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What do I need to work legally in Poland as a foreigner?

Working legally in Poland as a foreigner: check if you can work without a permit, which documents entitle you to work, and how to avoid illegal employment. Official sources.

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